About 228 loan
About 228 loan
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(ii) Over 50 p.c in the job is non-residential as measured by The proportion of total square footage or greenback volume of the undertaking.
The Board considers community progress loans and community advancement investments allotted pursuant to paragraph I.b of appendix B to this section.
A financial institution that features modified or extra general performance evaluation parts with accompanying annual measurable aims in its strategy need to specify in its strategy annual measurable objectives that represent “Satisfactory” general performance and could specify yearly measurable goals that represent “Remarkable” performance.
네이버 검색창에 원하는 키워드를 입력하면 관련 정보를 빠르게 찾아볼 수 있습니다.
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(6) A financial institution's closed-finish residence house loan lending, smaller business enterprise lending, compact farm lending, or vehicle lending in distressed or underserved nonmetropolitan middle-revenue census tracts exactly where a bank's nonmetropolitan facility-primarily based evaluation location or nonmetropolitan retail lending evaluation space features not many or no minimal- and moderate-money census tracts; and
) Benefits or serves one or more geographic locations with lower levels of Local community enhancement financing;
(B) The Board establishes that evaluation beneath the approach would not supply a a lot more meaningful reflection on the financial institution's document of helping to fulfill the credit rating demands in the bank's Group;
The Board evaluates The provision and responsiveness of a bank's electronic shipping programs and also other shipping techniques, which includes to reduced- and average-profits persons, households, or households within the establishment amount by taking into consideration:
For each of the large lender's facility-primarily based assessment locations, and as applicable, its retail get more info lending evaluation areas, the Board publishes over the Board's Web-site:
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(ii) The quantity and share of originations and purposes of mixture home finance loan lending of all lenders reporting HMDA facts in the ability-based mostly assessment space and as relevant, the retail lending assessment region; and
Pursuant to § 228.21, the Retail Lending Take a look at evaluates a bank's history of helping to fulfill the credit rating requirements of its full Local community through the lender's origination and purchase of property mortgage loan loans, multifamily loans, compact small business loans, and little farm loans.